Rinse mung beans, split peas, and rice in a mesh colander until water runs clear. Set aside.
In a large stockpot over medium heat add ghee or coconut oil. Add in spices (mustard seeds, cumin, turmeric, coriander, grated fresh ginger) and sauté for 2-3 minutes, or until fragrant.
Stir in mung beans, split peas, and rice. Add water and bring mixture to a boil.
Cover pot with a lid, reduce to a simmer, and cook for 40-50 minutes, or until water has absorbed and mixture is thick and creamy.
Serve in a bowl with a scoop of optional coconut yogurt and a handful of chopped cilantro. Enjoy!